✅ Use this mid-year checklist for money success & Your Invitation!
Join my upcoming Smart Investing Masterclass: Make Money & Achieve Financial Freedom While You Sleep!
Here’s what’s in today’s newsletter:
🗓 Your Event Invitation: Register now for my upcoming Smart Investing Masterclass: Make Money & Achieve Financial Freedom While You Sleep!
📝 Main topic: Have more money success with this 7-point mid-year checklist
❓ Weekly Q&A: Find out how many Roth accounts you can have
🗞 In the News: Stay up to date on personal finance news
📩 ICYMI: Recent newsletters you shouldn’t miss
🎙 Recent podcasts: Dig into loads of topics in the Money Girl archive (842+)
🗓 Haven't made the financial progress you wanted in the first half of the year?
Or maybe you want to get serious and finally become an investor and create financial freedom!
Register for my upcoming live event:
Smart Investing Masterclass: Make Money & Achieve Financial Freedom While You Sleep
When: 2:00 to 3:30 ET on August 8, 2024
You’ll learn:
The investment choices you must make for financial freedom
Type(s) of investing accounts you need to build wealth
How to design a Goldilocks investment portfolio that avoids too much risk
Tips for leveraging the power of a Roth (even if you’re a high-earner)
Ways to reach aggressive money goals, like early retirement
How to prioritize multiple financial goals
What’s in my investment portfolio and my biggest investing mistake you should avoid!
Plus, we'll have time for live Q&A!
Can't attend live? All registrants automatically receive the Video Replay!
Don't miss this opportunity to become a smart investor and ensure you're on the path to financial freedom--even while you sleep!
🆓 The Masterclass is free for paid subscribers (you can subscribe here for as little as $8.25 monthly!) — but if you don’t want to become a subscriber, you can still register for the Live Event and get the Video Replay.
Click here to register for the Masterclass without subscribing!
Hi, Friend - I hope you’ve been able to enjoy some downtime over the Independence Day holiday. 🇺🇸
I spent time walking on the beach and with friends for a BBQ take-out dinner. Our Florida weather has been beautiful but very hot and humid—I can’t imagine how people lived here before air conditioning!
🎙 This week on Money Girl episode 841, A 7-Point Mid-Year Checklist for Money Success, I remind you that the beginning of July marks the year's halfway point, so it's a perfect time to review your finances, make any needed adjustments, and stay on track with your goals.
Check out the episode for the full checklist details. You can listen to the audio podcast or read the episode transcript.
❓ I answered a question this week on Money Girl episode 842, How Many Roth Accounts Can I Have?, from Sarah M., who says:
"I've been listening to your podcast for a few years and enjoy the increased weekly frequency! My employer started a 401(k) with traditional and Roth options this year. Since I'm over 50, can I contribute $30,500 to my Roth at work and $8,000 to my Roth IRA for a total of $38,500 for 2024? Would my contribution limit change if my employer also contributes to my 401(k) above the $30,500 I put in?"
You can listen to the show or read the transcript.
☎️ I’d love to cover your money question here and on the podcast! Just leave it on my voicemail: 302-364-0308. You can also hit reply to this email or use my contact page at LauraDAdams.com.
🗞 Mortgage rates moved slightly higher this week, with the 30-year fixed-rate loan averaging 6.95%, according to Freddie Mac.
🗞 Employers added 206,000 jobs in June, increasing the unemployment rate to 4.1%, the highest level since October 2021.
🗞 The Federal Reserve acknowledged signs of cooling inflation, including slower wage growth, at their most recent meeting, which *could* lead to a cut in interest rates in the coming months.
🗞 The noncompete ban that was scheduled to happen on September 4 is now on hold after a federal court ruled that the FTC overstepped its authority.
🗞 Student loan borrowers (39 million) owe $1.6 trillion, but 19 million haven’t resumed payments. They have until September before their delinquencies are reported to credit bureaus.
🎧 842: How many Roth accounts can I have?
🎧 841: A 7-point mid-year money checklist for more success
🎧 840: What are ways to reduce my taxes?
🎧 839: How to maximize 401(k) matching funds
🎧 838: Who should buy cash value life insurance?
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